Wednesday, September 3, 2014

Read This Before You Build: Steps to Your New Home

Read This Before You Build: Steps to Your New Home
Long before the foundation is poured, the process to building your new home begins. Making the right choices up front will save you a headache later. At Landon Homes, we will match you with an agent that will take you through this whole process, but if you are going at it alone, here are some important things that need to be decided first:
Budget to Start
Important things to consider when planning a budget: How much of a payment can you afford with your current finances? Take into consideration homeowners insurance, any homeowners association fees and PIP insurance fees if you are not putting a down payment of 20% or more.  Chances are you will need a construction loan and a mortgage. It's never too early to find out what size loan you qualify for. Knowing the approximate costs will help you modify your building plans to meet your budget.
Choose Your Lot
Whether you are building your home in a suburban development or a site with sweeping ocean views, you will almost always need to choose the land before you select floor plans or other details. Your Landon Homes agent can help you chose from our extensive existing properties and communities, or you can choose your own lot. 
Pick your Floorplan
If you are building in one of Landon Home's communities, you will have a wide range of floor plans to choose from that are able to meet the needs of any size family. We can make minor modifications in room size, window style or other details. A custom-designed home, on the other hand, is created specifically for the family which will live there. In most cases, custom-designed homes require the services of a licensed architect. Whether you opt for a stock or a custom design, you will be wise to choose a plan that will meet your needs for many years to come.

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